Promotional cards, credits, and rebates (2024)

Want a sweet deal? The Un-Carrier has got you covered. Check out our Deals page for current deals or switch to T-Mobile if you're not part of the Magenta nation yet. If you've already got a deal, great, review the details to understand how it works. For T-Mobile for business accounts with 20+ lines you can contact us.

On this page:

  • Rebates
  • Promotional cards
  • Promotional credits
  • Losing promotional credits
  • How Recurring Device Credits (RDC) work

Rebates

For a list of our rebate offers and steps on redeeming, visit our page or you cancheck your rebatestatus.

Promotional cards

Carrier Freedom™, Keep and Switch and other Prepaid Cards

When you’re approved for Carrier Freedom​, Keep and Switch and other promotional cards, you'll receive your Virtual Prepaid Card via text.

T-Mobile offers 3 different types of prepaid cards. The type of prepaid card you receive is determined by the terms of the promotion.

  • The type of prepaid card received cannot be changed by request.
  • Virtual cards are not available for use if a payment terminal requires a physical card.
  • Prepaid cards can't be refilled.
  • At checkout, select  Debit  or  Credit.
  • Card will expire after the last day of the 6th month from its issue date.

Virtual PrepaidMastercard®

  • Black Mastercard with T-Mobile logo.
  • This type of prepaid card is for Carrier Freedom, Keep & Switch, and select other T-Mobile promotions.
  • Use the card
    • Anywhere virtualMastercard®cards are accepted.
    • To pay your bill.
    • To make a one-time device payment.
    • To purchase new devices, accessories, or services.
    • To pay a previous carrier balance.

Virtual PrepaidMastercard for use at T-Mobile

  • Magenta Mastercard with T-Mobile logo
  • This type of prepaid card is for select T-Mobile promotions.
  • Use the card
    • Online at My T-Mobile, over the phone at 611 from your T-Mobile handset, or in any T-Mobile retail store.
    • To pay your bill.
    • To make a one-time device payment.
    • To purchase new devices, accessories, or services.

Virtual PrepaidVisa® for use at T-Mobile & Costco

  • White Visa with T-Mobile logo.
  • This type of prepaid card is only for select T-Mobile promotions through Costco.
  • Use the card
    • Online atMy T-Mobile, over the phone at 611 from your T-Mobile handset, or in any T-Mobile retail store.
    • To pay your bill.
    • To make a one-time device payment.
    • To purchase new devices, accessories, or services.
    • In Costco warehouses, and online at and at Costco.com.
      • Excludes Costco same day delivery with Instacart.

Still have questions about your Virtual Prepaid Card?

T-Mobile partners with Onbe to issue your Virtual Prepaid Card. For questions or issues with your Virtual Prepaid Mastercard, you can contact the Onbe Card Service Team online or by telephone at 1-800-439-9568.

Didn't receive or lost your Virtual Card text?

  1. Go to the T-Mobile Redemption Centeropen the link in the text you receive.
  2. Select Continue to log in and enter your mobile number and account PIN.
  3. Select Redeem Virtual Card and the page automatically generates the reward code. If not, go back to the previous page and select Redeem Virtual Card again.

Promotional credits

  • T-Mobile offers two types of promotional credits that adds a discount to your bill: promotional credits for lines or service and Recurring Device Credits (RDC).Promotional credits are applied directly to your account after you qualify for a promotion.
  • T-Mobile also offers discount device promotions and discounted line or service promotions using rebates. For more info, check out Submit a rebate and Carrier Freedom™.

How promotional credits for lines or service work

  • To receive promotional credits for discounted line or service promotions, you must meet all requirements of the promotion within the promo period.
  • Some promotional credits will apply to your account automatically once you meet the promotion requirements. Please be aware that promotional offers can end at any time.
  • Other promotional credits require you to enroll on the T-Mobile Redemption Center.
  • You can have more than one promotional credit per line at a time as long as the promotions are allowed to be combined.
  • The credits may take up to two full bill cycles to start after you qualify for the promotion.
  • On the bill, you will have a promotional description for your credit.

Losing promotional credits

We want you to take full advantage of our promotional credit. So, please keep in mind the following, which will disqualify you from continuing to receive promotional credits:

  • Customers enrolling July 1, 2024 and later: If you enroll in a device promotion starting July 1, 2024, you must maintain the line of service and EIP tied to the promotion to receive the full value of the offer, but if either are closed or cancelled, the monthly credits will stop.
  • Not signing your E-signature or completing the EIP during the promotional period
  • Exchanging or returning a device outside of the offer window, where the qualifying EIP is closed
  • Canceling or changing the plan or service that is required for a credit promotion
  • Performing a JUMP! upgrade to a new device from a device with a credit
  • Returning one phone purchased as a BOGO (buy one, get one) offer (BOGO promotions require that you keep both phones and qualifying service)
  • Failing to return a deferred trade-in within the allowed time frame
  • Trade-in received is deemed to be damaged and thus ineligible for continued promo enrollment

How Recurring Device Credits (RDC) work

  • To receive Recurring Device Credits (RDC), you must purchase your device on EIP (Equipment Installment Plan) and meet any other requirements of the promotion.
  • You may have one Recurring Device Credits (RDC) promo per active Equipment Installment Plan (EIP).
    • If you pay off your EIP early, you’ll continue to receive the promised Recurring Device Credits (RDC) as an account-level credit through the remaining months of the promotional credit period (up to 24 or 36 months).Customers enrolling July 1, 2024 and later will forfeit the remainder of their monthly RDC if they choose to pay off their EIP early.
    • Additionally, you can't pay off an EIP by deducting the remaining Recurring Device Credits (RDC) installments from the remaining EIP balance. The full EIP balance must be paid to close out the plan.
  • It can take up to two bill cycles for your Recurring Device Credits (RDC) to appear on your bill. If you don't get the credit on the first bill, you'll receive two credits on your next bill.
  • If the Recurring Device Credits (RDC) promo is greater than your EIP payment, you'll have two credits on your bill; one credit for the same amount of as your EIP charge and a second for the balance of the remaining promotional credit.
  • Recurring Device Credits (RDC) can't be sped up to pay off your device faster.
  • If you are trading in a device as part of promo eligibility, you will be paid a one-time credit for the fair market value of the device. The balance of the promotional value will be paid via Recurring Device Credits. If you are in a retail location and performing an instant trade-in at the time of your purchase, you will be given options as to how that fair market value is applied.
  • If you cancel your T-Mobile service, you'll lose any remaining Recurring Device Credits (RDC), and all remaining EIP balances become due immediately.

Recurring Device Credits (RDC) notifications

  • After you've met the eligibility requirements and accepted a Recurring Device Credits (RDC) promotion, you will receive a text notification that you qualify and have been enrolled in the promotion. For promotions that require a port-in or trade-in, or are future-dated, we send a notification after you've met the eligibility requirements.
  • If you make changes to your account that make you ineligible for a promotion, we'll send you a message with a link to My T-Mobile so you can review recent changes you made to your account.
  • Note: Our T-Mobile for Business and government customers don't receive text notifications about Recurring Device Credits (RDC) promotions.

Get details on your Recurring Device Credits (RDC)

  • You can find the details on your Recurring Device Credits (RDC) on theT-Mobile offer detailspage by searching for the Promo code for your offer.
  • You'll receive your Promo code in the promotion enrollment notification. It also appears on your T-Mobile bill.
Promotional cards, credits, and rebates (2024)

FAQs

How does the T-Mobile $800 credit work? ›

Essentials Saver. Get up to $800. Pay only $50 per month on our Essentials Saver plan when you bring your own device and switch with 1 line. Plus, when you switch, we'll pay off your phone up to $800 via virtual prepaid Mastercard.

What are rebates on credit cards? ›

With credit card rebates, you can do just that. Rebate credit cards offer you a percentage of your money back. So when you spend with your credit card you can be earning money. This is a great way to add to your end of year savings or to earn a little extra money for holiday shopping expenses.

What does a rebate card mean? ›

A rebate card is a debit card that provides funds promised by a business as a rebate. They are often offered to those who make a specific purchase, or for loyalty to a company by accumulating a certain amount of money or number of points worth of purchases from a particular company.

How do I check my promotion status on T-Mobile? ›

T-Mobile.com
  1. Log into T-Mobile.com.
  2. Select Bill & pay.
  3. Select View my discounts & promotions.
  4. Review each line for details. If no promotion is present, it will state that.

What are T-Mobile promotional credits? ›

Promotional credits are applied directly to your account after you qualify for a promotion. T-Mobile also offers discount device promotions and discounted line or service promotions using rebates. For more info, check out Submit a rebate and Carrier Freedom™.

How long does it take to get a T-Mobile rebate card? ›

Reimbursem*nt generally takes place 15 days after the submission is approved and trade-in per line is received. Prepaid virtual cards are sent via a text message typically within 24-48 hours after the Day 15 date.

What are the disadvantages of rebates? ›

Cons of Consumer Rebates

Delayed Savings: Unlike instant rebates, consumer rebates require customers to wait for the rebate to be processed and received. Lower Impulse Purchases: Consumer rebates may not be as effective for impulse purchases, as the post-purchase redemption process may deter quick decisions.

Do you get money back from rebates? ›

Unlike immediate discounts at the point of sale, rebates are refunded after the purchase has been made. Rebates work on the premise of offering buyers money back following their purchase. This refund can be in various forms, like cash, credit notes, or future discounts on products and services.

What is the difference between rebate and cashback? ›

Cash back means to earn on what you spend irrespective of the purchase. Cash back includes, offers, deals and money itself to be spent later. Rebate is the amount of the purchase price refunded by the seller to the buyer, when the quantity purchased reaches the specified limit.

What is a cash rebate credit card? ›

Cash back is a form of credit card rewards you earn by making purchases with your credit card. You can redeem those rewards for statement credits, account deposits or purchases. In some cases, you can convert the cash back rewards into points and use them for other types of redemptions.

What is the difference between credit and rebate? ›

One benefit of a rebate compared to a tax credit is that many efficient energy rebates are up-front rebates, which means that you get your cash back immediately upon purchase. You don't have to wait until filing your taxes to reap the financial gains of a rebate like you do with a tax credit.

What is an example of a rebate? ›

For example, a rebate agreement states if a customer purchases 1,000 units of product, then they can claim a 5% rebate. Each unit is $100, so if the buyer purchases 1,000 units, the buyer can claim a rebate reward of $5,000.

How do I get my T-Mobile reimbursem*nt? ›

To qualify for T-Mobile to reimburse your remaining device payment balance or early termination fees, up to $650 (up to 2 lines) you must: Activate a new line with T-Mobile on any postpaid plan and finance a new device on a monthly payment plan (Equipment Installment Plan).

How often do you get a free upgrade with T-Mobile? ›

Yearly Upgrade overview

Yearly Upgrade is an upgrade program that allows you to upgrade as soon as every year. If you aren't on the Yearly Upgrade program yet, you will need to switch to an eligible plan that includes Yearly Upgrade.

How does Mobile credit work? ›

How does Mobicred work? Mobicred is digital credit that allows you to shop safely at over 55,000 places, both online and in-store* – with us being one of these. You could qualify for up to R50,000* credit in less than 15 minutes*.

How do I get my credit back from T-Mobile? ›

You can request any remaining deposit credit balance to be refunded to the original payment method or prepaid card. Canceled accounts must wait a minimum of 30 days with no payment or charge activity before any credit balance can be refunded to allow time for final charges to be billed.

How does T-Mobile reimbursem*nt work? ›

T-Mobile. Bring your eligible unlocked phone with you and we'll reimburse your remaining phone payment balance when you switch from select carriers (including AT&T, Verizon, Spectrum, Claro, Liberty, Xfinity or UScellular) to T-Mobile – up to $800/line (up to 4 lines) via virtual prepaid card.

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